Serving Our Seniors Magazine - July - Sept 2024

Securities and investment advisory services offered through Royal Alliance Associates, Inc. (RAA), member FINRA/SIPC. RAA is separately owned and other entities and/or marketing names, products or services referenced here are independent of RAA. PH ENIX Financial Group Gary C. Yontz Sr., LUTCF, CLTC Tyler Cammalleri Investment Advisor Representatives 3006 Campbell Street Sandusky, Ohio 44870, (419) 626-1765 Local attorneys who specialize in estate planning and Medicaid planning entertain questions to help Erie County residents, ages 60+, understand what it means to get your “legal affairs in order” in later life. This will not be free legal advice for your individual circumstances, but general education to be a better informed consumer of estate planning services. All forums are 100% questions from the audience, answered by the panel. The dialogue is facilitated by Serving Our Seniors. Making Sense Out of Avoiding Probate Vs. Medicaid Planning . This forum will help attendees to understand the pros and cons of avoiding probate and how to discern if a person would need/want to avoid probate. The forum will also cover how avoiding probate is different from the legal work to necessary for the government to pay for nursing home care (Medicaid Planning). (See pg 4 for details.) What is a Last Will & Testament and How is it Different from a Trust. Those who attend will learn what is a Last Will and Testament, what it does do and what it does not do for those planning to leave an inheritance to friends and family. The panel will also answer questions about, what is a trust? The names of the different types of trusts and how they work will be explained. Questions surrounding what happens if an Ohio resident dies without either one will also be covered. (See pg 4 for details.) The Power of a Power of Attorney (POA) and How to Revoke it . Come and gain a basic understanding of the various terms used for Power of Attorney (POA) - A General POA, Springing POA, Durable POA for Health Care and a Financial POA. Listen to stories/scenarios, which explain how POA documents can be abused by an individual, who is not interested in serving the vulnerable person’s best interests. We will also touch on how a POA is different from a guardian. (See pg 4 for details.) Quality Realty Linda Armstrong & The A Team CALL 419-627-9914 OR VISIT US ONLINE THEATEAMSELLSHOMES.NET TODAY! Katey Eirons Licensed Realtor Linda Armstrong Licensed Realtor Gwen Kelley Licensed Realtor RossyBinette Marketing/ Listing Coordinator-Unlicensed 419-627-9914 LindaArmstrong@Bex.net TheATeamsellshomes.net @LindaArmstrongATeam Each Office is Independently Owned and Operated LEGAL STUFF 101: WHAT YOU PROBABLY DON’T KNOW, BUT SHOULD Brandon Leal John Ball Michael Brumbaugh Ryan Garman 20