Serving Our Seniors Magazine: April - June 2024

by Chris Hardin , Medicare Supplement Specialist Getting a raise feels great! Yes, I know... you’re probably retired. But dont let that stop you! If you could lower your expenses by $100 (or more) every month, it would be just like getting a raise. Right? Well, that happens to be our specialty. In most cases, we can help you reduce what you pay every month for your Medicare Supplement while keeping your coverage exactly the same. And you can do it any time of year... with no penalties! If you are in good health and can save at least $20 monthly, it is usually a good idea to consider changing who you buy your Medicare Supplement from. You can keep the coverage the same but pay less each month. If you are currently paying more for your Medicare Supplement than what is shown in the chart to the right, please call us at 1-800-866-8950 to request a complimentary comparison report. Annual open enrollment might be closed but it DOES NOT APPLY to Medicare Supplements. Even better, Medicare Supplement plans are standardized. Plans with the same letter have the same benefits regardless of the company. So Plan G with one company provides the exact same coverage as Plan G with any another company; the only difference is the cost of the premium. Give Yourself a “Raise” By Switching Your Medicare Supplement Hardin Insurance 800-866-8950 www.medigap4u.com If you are payingmore than this per month... call us today! Male, Non-tobacco Age 68 71 75 $116 $125 $145 Plan G $138 $147 $168 Plan F Female, Non-tobacco Age 68 71 75 $104 $112 $127 Plan G $118 $132 $147 Plan F This scam showed up on my work cell phone. I also receive these text scams on my personal cell phone. Both of my phones are i-phones, however, text scams like this show up on all smart phones, NOT just i-phones. The scammers are hoping anyone and everyone will fall for this “bait” and click on the link. The lesson is this… 1. Never click on links when you don’t know the person who sent it to you. Tip: Even if you do know the person who sent it, call them before you click on the link. Ask him/her 1. “Did you send me this link?” 2. How do you know it is safe to click on?” If they can’t answer the second question… Don’t click the link! 2. Call Serving Our Seniors and make arrangements for one of our advocates to look at the message to help you determine, is this real or is it a scammer’s “bait.” Here is how I know this text is a scam. • The message is trying to scare me into clicking on the link by stating… to avoid interruption services . • The message is using improper English. It should read like this… to avoid a service interruption . • Notice that the link starts with http:// This is not a secure website. Secure websites begin with https:// The s stands for “secure” • If this were really Apple why isn’t this link taking me to Apple’s website? ( apple.com) TIPS TO AVOID A TEXT SCAM By Sue Daugherty What a text scam can look like 17